Rumah Selangorku: Who Qualifies, the Prices, and the Step Most People Trip On
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Rumah Selangorku is the Selangor state government's affordable-housing programme: homes sold at controlled, below-market prices to eligible lower- and middle-income residents, organised into types by household income. It's one of the most-searched housing schemes in the country — but getting allocated a unit is not the finish line. You still have to get a bank loan, and that is exactly where a large share of applicants get stuck. This guide covers who qualifies, the prices and income limits, how to apply, and the loan step most people underestimate.
It's one of several Malaysian schemes for first-home and lower-income buyers — see the full overview of housing schemes →
Who qualifies
- Malaysian citizen aged 18 or above (applicant and spouse, where applicable).
- Residing in Selangor. You don't need to have been born there — being domiciled in Selangor is what counts.
- Not already an owner in Selangor. You and your spouse must not own any residential property in Selangor. Owning a property in another state doesn't automatically disqualify you.
- Singles are eligible. Applicants aged 18+ can apply solo (a letter confirming unmarried status is usually required). Confirm the current wording on the portal.
- One application per household. Couples can't submit separately. A registration stays valid for two years.
A Bumiputera quota also applies to Rumah Selangorku units. The exact percentage is set per project by the state government, so it varies — there's no single fixed figure.
Prices & income limits (Rumah Selangorku 3.0)
Homes are grouped into types, each with a controlled price and a combined household income ceiling. These are the standard 3.0 figures — individual projects can vary, and prices are subject to state-government approval:
| Type | Apartment | Landed / townhouse | Household income |
|---|---|---|---|
| A | RM42,000 | RM42,000 | ≤ RM3,500 |
| B | RM100,000 | RM100,000 | ≤ RM7,000 |
| C | RM150,000 | RM200,000 | ≤ RM10,000 |
| D | RM200,000 | RM250,000 | ≤ RM14,500 |
| E | RM250,000 | RM250,000 | ≤ RM14,500 |
| E-Khas | Varies by project | Varies by project | ≤ RM14,500 |
Note: many older articles still quote the outdated 2.0 limits (Type A at RM3,000, everything else capped at RM10,000). The figures above are the current 3.0 limits — always reconfirm on the official portal, as they can be revised.
How to apply
- Register an account on the LPHS portal at ehartanah.lphs.gov.my with your MyKad.
- Complete your profile — household income, employment, household details — and pick the one type that matches your income bracket.
- Browse and select projects from the live list (filterable by district, type, price and tenure).
- Upload documents — IC, income proof / salary slips, EPF statement, CCRIS report, marriage or single-status letter, utility bills. Incomplete drafts are deleted after 21 days.
- Submit and wait for LPHS review. Selection is merit-based (it weighs income, household size and your Selangor ties) — not a pure random ballot. If selected, you receive a conditional offer letter.
The step most people trip on: getting the loan
Here's the part the excitement hides. Rumah Selangorku allocates you a unit at a subsidised price and issues an offer letter — it does not lend you the money. You still have to secure a housing loan yourself, from a bank (or LPPSA if you're a public servant), and the bank still runs its normal affordability checks.
This trips up far more people than expected: in Selangor, a large share of applicants — reportedly over 40% — have struggled to obtain end-financing after getting an offer. A subsidised price means a smaller loan, but it doesn't remove the test. The bank looks at your DSR (Debt Service Ratio) — your monthly commitments against your net income. There's no single published cutoff (lenders differ), so someone with high existing debts can be turned down even for a RM100,000 Type B unit.
Before you pin your hopes on an offer, it's worth knowing roughly where your DSR stands — and, if it's tight, how to lower it before you apply →
FAQ
Who is eligible for Rumah Selangorku?
You must be a Malaysian citizen aged 18 or above, residing in Selangor, and you (and your spouse) must not already own any residential property in Selangor. Only one application is allowed per household. Singles are accepted. Owning a property in another state does not automatically disqualify you, but the no-property rule applies to Selangor. Always confirm the current criteria on the official LPHS portal before applying.
What is the income limit for Rumah Selangorku?
It depends on the house type, based on combined household income under Rumah Selangorku 3.0: Type A up to RM3,500/month, Type B up to RM7,000, Type C up to RM10,000, and Types D, E and E-Khas up to RM14,500. Older articles often quote outdated 2.0 limits — use the 3.0 figures and confirm on the LPHS portal, as prices and limits can be revised by the state government.
Can a single person (bujang) apply for Rumah Selangorku?
Yes. Single applicants aged 18 and above can apply; you will usually need a letter confirming your unmarried status (surat pengesahan bujang) among the supporting documents. As eligibility wording is updated from time to time, confirm the current requirement on the LPHS portal before you apply.
Does Rumah Selangorku give me a home loan?
No. Rumah Selangorku allocates the unit and sets the subsidised price up to the offer-letter stage — it does not lend you the money. You still have to secure your own housing loan from a bank (or LPPSA for public servants) and pass the bank’s affordability check. This is where many applicants get stuck: a large share have struggled to obtain end-financing. Even a RM100,000 Type B unit needs a loan you qualify for, so check your DSR before you apply.
How do I find open Rumah Selangorku projects?
Browse the live project list on the LPHS portal at ehartanah.lphs.gov.my, where you can filter by district, house type, price and tenure. Availability changes constantly — projects sell out and new ones are added — so check the portal directly rather than relying on any fixed list. Registration is open continuously and your application stays valid for two years.
A note on accuracy
This is general educational information, not financial advice. Rumah Selangorku is a Selangor state government programme; prices, income limits, the Bumiputera quota and open projects vary by project and change over time — figures here reflect Rumah Selangorku 3.0 as of June 2026. Always confirm the current details on the official LPHS portal (ehartanah.lphs.gov.my) before applying. Loan approval is decided by your bank, not by us.
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