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Malaysia Home Loan & DSR Calculator

Check your estimated home loan approval chances across 11 banks — plus your legal fees, stamp duty, valuation fees and tips to get your loan approved, all in one DSRCheck PDF report.

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Monthly Income
RM
RM
RM

EPF 11% + SOCSO/EIS 0.95% on salary & commission

calculated on Calculate

EPF Deduction− RM 0.00
SOCSO + EIS Deduction− RM 0.00
Net IncomePCB excluded (calculated after submit)
RM 0.00
Monthly Commitments
RM
RM
RM
RM
Total Monthly CommitmentsRM 0
Property & Loan
RM
%
yrs
%
RM
Monthly Instalment
RM 0.00
Property Transaction Fees
Property TypeNew Project — direct from developer (new build). Sub-sale — resale from a previous owner.

MOT & loan stamp duty waived if price ≤ RM 500k

Off → report shows a conservative DSR instead of listing each bank.